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Credit Unions You Can Join in Iowa

Community credit unions in Iowa that take members by where you live, work, worship or go to school. Each one is listed largest first, with its own wording and the site we read it on.

Credit unions anyone can join, wherever you live →

How to qualify in Iowa

A community credit union serves the area named in its charter. If you live, work, worship or study there, you can usually join; many also accept people who run a business or volunteer in the area.

Relatives and household members of a member can often join too. Check the wording below against where you live, then open a share account to become a member.

Three routes into membership: Where you live, Your job or group, Your family. Each ends with opening a share (savings) account, which makes you a member-owner.Where you livelive, work, worship or study in the named areaYour job or groupemployer, union, church or association namedYour familya relative or household member already belongsOpen a shareaccountyou are now a member-owner
Every route ends the same way: a small deposit into a share account makes you a member. Check the credit union's own wording for the exact rules.

Community credit unions in Iowa

Members, largest first: Affinity Credit Union 12,393; Financial Plus Credit Union 11,507; Cedar Falls Community Credit Union 8,645; Members Community Credit Union 8,044; Peoples Credit Union 5,593; Casebine Community Credit Union 3,218; Meridian Credit Union 2,115; Family Community Credit Union 2,025Affinity Credit Union12kFinancial Plus Credit Union12kCedar Falls Community Credit Union8,645Members Community Credit Union8,044Peoples Credit Union5,593Casebine Community Credit Union3,218Meridian Credit Union2,115Family Community Credit Union2,025
Members of the largest community credit unions in Iowa, from NCUA data.
  1. Affinity Credit Union

    Where you live or work

    Des Moines, IA · 12,393 members · $154 million in assets

    “You are eligible for membership if you live or work in Polk, Boone, Story, Marshall, Dallas, Jasper, Madison, Warren, Marion, Adams, Union, Page, Taylor and Ringgold counties.”from affinitycuia.org
    Full details and how to join →
  2. Financial Plus Credit Union

    Where you live or work

    West Des Moines, IA · 11,507 members · $242 million in assets

    “Membership in Financial Plus Credit Union is open to anyone who meets one or more of the following requirements: Community members who work or reside in the following Iowa counties:.”from financialpluscu.com
    Full details and how to join →
  3. Cedar Falls, IA · 8,645 members · $252 million in assets

    “Cedar Falls Community Credit Union membership is open to people who live or work in 20 Iowa counties: Allamakee, Benton, Black Hawk, Bremer, Buchanan, Butler, Chickasaw, Clayton, Delaware, Grundy, Fayette, Floyd, Franklin, Hardin, Howard, Linn, Marshall…”from cfccu.org
    Full details and how to join →
  4. Members Community Credit Union

    Where you live or work

    Muscatine, IA · 8,044 members · $99 million in assets

    “Must be eligible for membership in one of the following ways: Live or work in one of the following counties: Muscatine”from memberscommunitycu.org
    Full details and how to join →
  5. Peoples Credit Union

    Where you live or work

    Webster City, IA · 5,593 members · $91 million in assets

    “Anyone who lives, works or worships in the counties of Boone, Calhoun, Franklin, Greene, Hamilton, Hardin, Humboldt, Pocahontas, Story, Webster, and Wright.”from peoples-credit-union.com
    Full details and how to join →
  6. Casebine Community Credit Union

    Where you live or work

    Burlington, IA · 3,218 members · $29 million in assets

    “If you live or work in Des Moines, Lee, Henry, or Louisa Counties in Iowa or Hancock or Henderson Counties in Illinois, you can become a member of Casebine!”from casebine.com
    Full details and how to join →
  7. Meridian Credit Union

    Where you live or work

    Ottumwa, IA · 2,115 members · $34 million in assets

    “To become a member of Meridian Credit Union, you must reside in Appanoose, Davis, Jefferson, Keokuk, Mahaska, Monroe, Van Buren, or Wapello County in Iowa or have an immediate family member who is a member.”from mymeridiancu.org
    Full details and how to join →
  8. Family Community Credit Union

    Where you live or work

    Charles City, IA · 2,025 members · $26 million in assets

    “If you live or work in Floyd, Butler, Mitchell, Chickasaw, Howard or Worth County, you are eligible to join.”from ccfccu.com
    Full details and how to join →

Who can join, across Iowa's credit unions

Who can join, across 66 credit unions in Iowa. Anyone can join: 0; Anyone, via an association or donation: 0; Live, work or worship in a named area: 8; Employer, union or church group: 2; Sentence too vague to sort: 10; No eligibility sentence on file: 46Anyone can join0Anyone, via an association or donation0Live, work or worship in a named area8Employer, union or church group2Sentence too vague to sort10No eligibility sentence on file46
Credit unions in Iowa on NCUA's list, sorted by the eligibility sentence on each one's own website.

Not in one of these areas?

Some credit unions take anyone, directly or through an association, wherever you live. The largest include Connexus Credit Union, American Heritage Credit Union, Utah Community Credit Union.